Tisco launches land title deed loans for individuals and SMEs

Thansettakij•Economy•1d ago

Reader Briefing

Tisco Bank Public Company Limited has introduced land title deed loans for individuals and SME entrepreneurs to provide liquidity and business expansion opportunities.

•Tisco Bank launched 'Land Title Deed Exchange for Money' and 'SME Has Land = Has Capital' loan products.
•The loans allow the use of land and real estate as collateral to access formal capital.
•Individual loan interest rates start at 0.55% per month.
•SME loan interest rates are based on the bank's MLR, which was 7.35% per year on September 4, 2026.

Overview

•Tisco Bank Public Company Limited launched the 'Land Title Deed Exchange for Money' and 'SME Has Land = Has Capital' loan products under the concept 'Unlock every need for money'.
•Sommai Sae-ueng stated that economic challenges and high cost of living have caused many people and entrepreneurs to face financial liquidity problems.
•The loans are intended to help customers avoid high-cost informal debt or the risk of losing assets through consignment sales.
•The 'Land Title Deed Exchange for Money' for individuals features a fixed interest rate starting at 0.55% per month, equivalent to an effective interest rate of 11.85% per year.
•As of September 4, 2026, the MLR rate for Tisco Bank Public Company Limited used for the SME loan product was 7.35% per year.
•Tisco Bank Public Company Limited expects that using assets as collateral will allow customers to manage liquidity and debt burdens more appropriately.
•SME entrepreneurs can utilize the funds as working capital, to increase liquidity, or to expand business operations to increase competitiveness.

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Key Entities

Organization

Tisco Bank Public Company Limited(ธนาคารทิสโก้ จำกัด (มหาชน))

A bank that launched land title deed loans for individuals and SME entrepreneurs.

Person

Sommai Sae-ueng(สมหมาย แซ่อึ้ง)

Assistant Managing Director of the Retail Loan Strategy and Business Development Department at Tisco Bank.