State Bank Relief Measures for Nan Flood Victims 2026

Thansettakij•Economy•5d ago

Reader Briefing

State-owned financial institutions have launched financial relief measures, including debt moratoriums and emergency loans, for people and businesses affected by flooding in Nan province in 2026.

•State banks are providing financial aid to address debt burdens, liquidity, and rehabilitation costs for Nan province flood victims in 2026.
•Bank for Agriculture and Agricultural Cooperatives (BAAC) offers emergency loans up to 50,000 baht and recovery loans up to 500,000 baht.
•Government Housing Bank (GHB) provides a 7-measure relief package including debt moratoriums and home repair loans.
•SME D Bank and Thai Credit Guarantee Corporation (TCGC) offer debt restructuring, fee deferments, and emergency capital for SMEs.

Overview

•Heavy rain and forest run-off caused flash floods in Nan province in 2026, impacting homes, assets, agricultural areas, and businesses.
•Bank for Agriculture and Agricultural Cooperatives (BAAC) launched two projects: an emergency liquidity loan of up to 50,000 baht at 0% interest for 6 months, and a recovery loan up to 500,000 baht with a 15-year repayment term.
•Government Housing Bank (GHB) implemented 7 measures, including debt moratoriums of 3 to 6 months at 0% interest and home repair loans up to 2 million baht.
•Thai Credit Guarantee Corporation (TCGC) deferred guarantee fee payments for 3 months for SMEs with payments due between August 18 and September 17, 2026.
•SME D Bank provided principal and interest moratoriums for up to 12 months on term loans and offered emergency capital loans of up to 200,000 baht.
•Export-Import Bank of Thailand (EXIM BANK) is extending debt repayment periods for revolving credit and long-term loans for affected entrepreneurs.
•Flood victims are advised to contact their respective banks directly to verify qualifications and conditions before applying for assistance.

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Source: Thansettakij (Original)

Key Entities

Place

Nan Province(จังหวัดน่าน)ℹ️

The location affected by flash floods in 2026.

Organization

Bank for Agriculture and Agricultural Cooperatives(ธนาคารเพื่อการเกษตรและสหกรณ์การเกษตร)

A state bank providing emergency and recovery loans to affected farmers.

Government Housing Bank(ธนาคารอาคารสงเคราะห์)ℹ️

A state bank providing home repair loans and debt moratoriums for flood victims.

Thai Credit Guarantee Corporation(บรรษัทประกันสินเชื่ออุตสาหกรรมขนาดย่อม)

An organization providing guarantee fee deferments and debt moratoriums for SMEs in Nan.

SME D Bank(ธนาคารพัฒนาวิสาหกิจขนาดกลางและขนาดย่อมแห่งประเทศไทย)

A state bank providing debt moratoriums and emergency capital for SMEs.

Export-Import Bank of Thailand(ธนาคารเพื่อการส่งออกและนำเข้าแห่งประเทศไทย)ℹ️

A state bank extending debt repayment periods for affected entrepreneurs.

Thansettakij(ฐานเศรษฐกิจ)

The news organization that compiled the relief measures.