SME D Bank Boosts Green Loan Cap to 30M Baht at 3% Interest

Khaosod•Economy•1d ago

Reader Briefing

SME D Bank has raised the maximum loan amount for its Green Productivity program to 30 million Baht to support SMEs transitioning to eco-friendly businesses.

•SME D Bank has increased the Green Loan ceiling to 30 million Baht from the previous 10 million Baht.
•The program offers a low interest rate of 3% per year for the first three years.
•This initiative aims to support SMEs in adopting green technology, innovation, and clean energy.
•The loan application period is open until December 30, 2026, or until funds are depleted.

Overview

•The Cabinet meeting on January 6, 2026, approved the adjustment of criteria for the SME Green Productivity loan.
•SME D Bank announced an increase in the green loan ceiling to a maximum of 30 million Baht per customer.
•The interest rate for the SME Green Productivity loan is set at a low 3% per year.
•SMEs seeking to transition to green businesses will benefit from increased funding availability and lower financial costs.
•The SME Green Productivity loan has a total budget of 15,000 million Baht, with approximately 10,000 million Baht remaining.
•The Thai economy has experienced prolonged low growth, necessitating structural adjustments through technology, innovation, and clean energy adoption.
•Entrepreneurs can apply for the SME Green Productivity loan immediately until December 30, 2026.
•The enhanced loan facility is expected to support approximately 1,700 SMEs, circulating over 68,700 million Baht in the economy.

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Key Quotes

Pichit Mittra-wong

"Upgrading technology and innovation to green businesses requires high investment. Therefore, the Cabinet meeting on January 6, 2026, approved the SME Green Productivity loan criteria."

การยกระดับเทคโนโลยี นวัตกรรม ไปสู่ธุรกิจสีเขียว จำเป็นต้องใช้เงินลงทุนมูลค่าสูง ดังนั้น ที่ประชุมคณะรัฐมนตรี เมื่อวันที่ 6 มกราคม 2026 ที่ผ่านมา มีมติเห็นชอบปรับหลักเกณฑ์สินเชื่อSME Green Productivity

Pichit Mittra-wong

"The interest rate is as low as 3% per year, fixed for the first 3 years, with a repayment period of up to 10 years and a principal grace period of up to the first 12 months."

อัตราดอกเบี้ยต่ำเพียง 3% ต่อปี คงที่ 3 ปีแรก ผ่อนชำระนานสูงสุดถึง 10 ปี แถมปลอดชำระหนี้เงินต้นสูงสุด 12 เดือนแรก

Key Entities

Organization

SME D Bank

A financial institution supporting small and medium enterprises in Thailand.

SME Development Bank of Thailand(ธนาคารพัฒนาวิสาหกิจขนาดกลางและขนาดย่อมแห่งประเทศไทย)

The official Thai name for SME D Bank.

Cabinet(คณะรัฐมนตรี)

The executive branch of the Thai government responsible for approving government policies and programs.

Law

SME Green Productivity

A loan program by SME D Bank designed to assist SMEs in transitioning to green business practices.

Person

Pichit Mittra-wong(นายพิชิต มิทราวงศ์)

Managing Director of SME D Bank.