Roojai 10th Anniversary: 3x Growth and AI Expansion

Thansettakij•Economy•20d ago

Reader Briefing

Roojai celebrates its 10th anniversary reporting significant premium growth and plans to integrate AI into its insurance services.

•Roojai's Group Gross Written Premium grew over 3 times from 1,000 million baht in 2021 to 3,300 million baht in 2025.
•The company reported a profit of 212 million baht for the first half of 2026.
•Roojai aims to increase its Thai motor insurance market share to 6% by 2030.
•The company currently serves over 370,000 customers in Thailand and Indonesia.

•Roojai's Group Gross Written Premium (GWP) increased from 1,000 million baht in 2021 to 3,300 million baht in 2025.
•Roojai reported a profit of 212 million baht for the first half of 2026.
•Roojai has transitioned from an online insurance broker to a fully licensed non-life insurance company.
•Roojai maintains a Capital Adequacy Ratio (CAR) of 520%.
•Roojai is investing in artificial intelligence (AI) to improve underwriting, claims management, and customer service.
•Roojai used AI to expedite claim approvals and payments during major flooding in Hat Yai District in late 2025.
•Roojai plans to expand into Non-motor Insurance, specifically Private Medical Insurance (PMI), and seek investment opportunities in Southeast Asia.
•Roojai sets a strategic goal to reach a 6% share of the Thai motor insurance market by 2030.

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Roojai(รู้ใจ)

A fully licensed non-life insurance company and digital insurance leader operating in Thailand and Indonesia.

Nicolas Faguet(นิโคลัส ฟาเกต์)

The CEO and founder of the Roojai Group.

Hat Yai District(อำเภอหาดใหญ่)ℹ️

A location that experienced major flooding in late 2025 where Roojai applied AI for claims management.

Indonesia(อินโดนีเซีย)ℹ️

A country where Roojai has customers and continues to expand its business.

Thailand(ประเทศไทย)ℹ️

The country where Roojai operates and aims to increase its motor insurance market share.