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Rail Dept. Drafts New Insurance Rules for Passenger Safety

Rail Dept. Drafts New Insurance Rules for Passenger Safety

MGR Online•Politics•3h ago

Reader Briefing

Thailand's Department of Rail is proposing new regulations requiring rail operators to provide comprehensive insurance coverage for passengers.

  • •The Department of Rail is drafting a new ministerial regulation to ensure passenger safety on rail transport systems.
  • •The regulation mandates that licensed operators must obtain an insurance policy covering life and bodily injury for passengers.
  • •A minimum coverage of 500,000 THB per person per incident is proposed, with provisions for additional claims under other laws.
  • •The Ministry of Transport may permit alternative guarantees if an insurance policy cannot be provided.

Overview

  • •The Department of Rail is drafting a new ministerial regulation specifying conditions for passengers to receive an "insurance policy" for damages from the rail transport system.
  • •Licensed operators are required to establish an "insurance policy" covering life and bodily injury.
  • •The insurance coverage must be no less than 500,000 baht per person for each incident.
  • •Passengers receiving damages retain the right to claim additional compensation under other legal frameworks.
  • •The draft regulation is currently being circulated to relevant agencies for feedback and impact analysis until February 20, 2026.
  • •This initiative is based on Section 116 of the Rail Transport Act B.E. 2025, which mandates insurance to guarantee remedies for damages and enhance public confidence.
  • •The ministerial regulation is in draft form and will take effect the day after its announcement in the Royal Gazette.
  • •In lieu of a policy, the Minister of Transport may authorize alternative guarantees of equivalent value, ensuring passenger and user safety.

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Key Quotes

Department of Rail
""Insurance Policy" for damages and risks from the rail transport system."
"กรมธรรม์ประกันภัย" ความเสียหายภัย จากระบบขนส่งทางราง
Department of Rail
"Not less than 500,000 baht per person for each incident that occurs."
ไม่น้อยกว่า 5 แสนบาท ต่อคนสําหรับเหตุที่เกิดขึ้นในแต่ละครั้ง

Key Entities

Organization

Department of Rail(กรมขนส่งทางราง)
The organization drafting new regulations for rail transport safety and passenger compensation.
Ministry of Transport(กระทรวงคมนาคม)ℹ️
The ministry responsible for authorizing alternative financial guarantees for rail operators.

Law

Rail Transport Act B.E. 2025(พระราชบัญญัติการขนส่งทางราง พ.ศ. 2025)
The legal act mandating the Department of Rail to establish insurance requirements through ministerial regulations.