OIC: Rong Beer Na Lat Phrao Insurance Excludes Third Parties

Matichon•Economy•2d ago

Reader Briefing

The OIC clarifies that the fire insurance policy for Rong Beer Na Lat Phrao does not cover third-party liabilities, though the owner's family intends to use the claim payout to compensate victims.

•The OIC confirmed that Rong Beer Na Lat Phrao's fire insurance policy excludes coverage for third parties.
•A total of 33 deaths resulted from the fire, with 28 identities verified.
•Dhipaya Insurance PCL provides a total coverage limit of 40 million baht for the establishment's assets.
•The owner's sister and lawyer expressed intent to donate the building and asset insurance payouts to compensate victims.

Overview

•Chuchat Pramoolphon, Secretary-General of the OIC, assigned Adisorn Pipatworapong to monitor insurance assistance for victims of the Rong Beer Na Lat Phrao fire on July 16.
•Adisorn Pipatworapong reported 33 deaths from the incident, with 28 individuals' identities and ID card information verified.
•Rong Beer Na Lat Phrao held a fire insurance policy with Dhipaya Insurance PCL totaling 40 million baht, covering the building (25 million), furniture and equipment (13 million), and stock (2 million).
•The insurance policy coverage period is from March 18, 2026, to March 18, 2027.
•Dhipaya Insurance PCL surveyors have not yet been permitted to enter the site because forensic officers are still working.
•Adisorn Pipatworapong stated the fire insurance policy does not cover third-party liability, meaning the insurance company cannot pay compensation for the lives or property of customers.
•The sister and lawyer of the owner, who is in the ICU, expressed the intention to transfer all insurance claim money from the building and assets to the victims.
•The OIC identified 11 deceased persons with personal insurance (PA and loan insurance) and has coordinated with insurance companies to prepare payment checks.

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Source: Matichon (Original)

Key Quotes

Adisorn Pipatworapong

"The building did not collapse or have structural problems, which requires an engineer to assess. We will then see the damage value; non-life insurance pays based on actual damage."

ตัวตึกไม่ได้พังลงมา หรือโครงสร้างมีปัญหา ซึ่งต้องให้วิศวกรเข้าไปประเมิน แล้วเดี๋ยวค่อยมาดูกันว่าความเสียหายมีมูลค่าเป็นเท่าไหร่ ทั้งนี้หลักการจ่ายวินาศภัยจะจ่ายตามความเสียหายจริง

Adisorn Pipatworapong

"A death certificate plus documents confirming the beneficiary's identity allows them to contact for payment, as we have already coordinated everything."

ใบมรณะบัตรบวกเอกสารยืนยันว่าตัวเองเป็นผู้รับประโยชน์ก็สามารถไปติดต่อรับเงินได้แล้ว เพราะเราประสานไปหมดแล้วครับ

Key Entities

Organization

OIC(คปภ.)ℹ️

The Office of Insurance Commission responsible for supervising and promoting insurance business.

Dhipaya Insurance PCL(บริษัท ทิพยประกันภัย จำกัด (มหาชน))

The insurance company providing fire insurance for Rong Beer Na Lat Phrao.

Place

Rong Beer Na Lat Phrao(โรงเบียร์ ณ ลาดพร้าว)

The establishment where the fire incident occurred.

Person

Chuchat Pramoolphon(ชูฉัตร ประมูลผล)

Secretary-General of the Office of Insurance Commission (OIC).

Adisorn Pipatworapong(อดิศร พิพัฒน์วรพงศ์)

Deputy Secretary-General for Law and Inspection of the OIC.