Malaysia EPF Dividend 6.3-6.5%

Matichon•International•1d ago

Reader Briefing

Malaysia's Employees Provident Fund anticipates a dividend payout of 6.3-6.5% for 2025, driven by robust investment returns.

•Malaysia's Employees Provident Fund (EPF) is projected to distribute dividends between 6.3% and 6.5% for the year 2025.
•The strong performance is attributed to positive results over the past nine months, with an 11% increase in total investment income during the first nine months of 2025.
•EPF's investment strategy includes a diversified portfolio with 38% in global markets and strategic allocations to asset classes like equities, fixed income, real estate, and money market instruments.

Overview

•Mohd Afzanizam Abdul Rashid stated that Malaysia's Employees Provident Fund (EPF) is expected to pay dividends at a rate of 6.3-6.5% for 2025 due to strong performance.
•For 2024, EPF announced a dividend rate of 6.3% for both conventional and Islamic savings accounts.
•The Employees Provident Fund (EPF) recorded an 11% increase in total investment income during the first nine months of 2025, resulting in satisfactory dividend payouts.
•EPF employs prudent and responsible investment selection criteria to balance risk and return, leading to its ability to pay satisfactory dividends.
•As of Q3 2025, equities and fixed income constituted 46% and 45% respectively of EPF's total assets, in order to manage the portfolio's risk and return.
•Real estate and infrastructure accounted for 7% of EPF's assets, while money market instruments made up 2%, as part of the fund's asset allocation strategy.
•EPF utilizes a diversified asset allocation approach, including global market investments at approximately 38%, to achieve balanced geographical risk diversification, thereby reducing portfolio risk and maximizing investment returns.
•Equities are primarily for wealth appreciation, while fixed income preserves capital and money market instruments manage liquidity, enabling EPF to adjust its investment portfolio for better returns and risk management.

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Key Quotes

Mohd Afzanizam Abdul Rashid

"Malaysia's Employees Provident Fund (EPF) is expected to pay dividends at a rate of 6.3-6.5% for 2025 due to strong performance in the past nine months."

กองทุนสำรองเลี้ยงชีพพนักงาน (EPF) ของมาเลเซีย คาดว่าจะจ่ายเงินปันผลในอัตรา 6.3 – 6.5 % สำหรับปี 2025 เนื่องจากผลประกอบการที่ดีในช่วงเก้าเดือนที่ผ่านมา

Mohd Afzanizam Abdul Rashid

"Global market investments account for about 38%, including a larger allocation to fixed income, enabling EPF to achieve balanced geographical risk diversification."

การลงทุนในตลาดโลกคิดเป็นสัดส่วนประมาณ 38% รวมทั้งการจัดสรรสินทรัพย์ประเภทตราสารหนี้ในสัดส่วนที่มากขึ้น ทำให้กองทุน EPF มีการกระจายความเสี่ยงทางภูมิศาสตร์อย่างสมดุล

Mohd Afzanizam Abdul Rashid

"Each asset class has different objectives within the investment portfolio; equities primarily aim to increase investment value."

สินทรัพย์แต่ละประเภท มีวัตถุประสงค์ที่แตกต่างกันภายในพอร์ตการลงทุน หุ้นมีเป้าหมายหลักคือการเพิ่มมูลค่าของเงินลงทุน

Key Entities

Organization

Employees Provident Fund (EPF) of Malaysia(กองทุนสำรองเลี้ยงชีพพนักงาน (EPF) ของมาเลเซีย)ℹ️

Malaysia's mandatory defined contribution public pension fund.

Bank Muamalat Malaysia Berhad(ธนาคารมูอามาลัตมาเลเซีย จำกัด)ℹ️

Financial institution where Mohd Afzanizam Abdul Rashid serves as Chief Economist.

Malay Mail(มาเลย์เมลล์)ℹ️

News outlet that reported on EPF's performance and dividend expectations.

Bernama(เบอร์นามา)ℹ️

Malaysian National News Agency, to which Mohd Afzanizam Abdul Rashid provided comments.

Person

Mohd Afzanizam Abdul Rashid(โมฮัมหมัด อัฟซานิซัม อับดุล ราชิด)

Chief Economist of Bank Muamalat Malaysia Berhad, providing analysis on EPF's performance.