Krungsri H1 2026 Profit Grows 6.8% to 16.9 Billion Baht

Thansettakij•Economy•1d ago

Reader Briefing

Bank of Ayudhya reported a net profit of 16,912 million baht for the first half of 2026, reflecting growth driven by AI-related and ASEAN business loans.

•Bank of Ayudhya recorded a net profit of 16,912 million baht in the first half of 2026.
•Net profit increased by 6.8% compared to the previous year.
•Net Interest Margin (NIM) reached 4.60%.
•Non-Performing Loans (NPL) were reduced to 3.08%.

Overview

•Bank of Ayudhya reported a net profit of 16,912 million baht for the first half of 2026, an increase of 6.8% from the previous year.
•Growth in profit was supported by loans to large businesses in the AI and electronics industrial groups and ASEAN businesses.
•Bank of Ayudhya saw Net Interest Margin (NIM) reach 4.60%, driven by continued growth in fee and service income.
•Bank of Ayudhya reduced Non-Performing Loans (NPL) to 3.08%.
•Bank of Ayudhya maintains an estimate that the Thai economy will grow by 1.9% this year.
•Bank of Ayudhya identifies risks from the Middle East war, US trade policies, and domestic consumption.

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Key Entities

Organization

Krungsri(กรุงศรี)ℹ️

A bank that reported a first-half 2026 net profit of 16,912 million baht.

Bank of Ayudhya Public Company Limited(ธนาคารกรุงศรีอยุธยา จำกัด (มหาชน))

The full entity name of Krungsri.

Place

ASEAN(อาเซียน)ℹ️

A region where business loans supported Bank of Ayudhya's growth.

Middle East(ตะวันออกกลาง)ℹ️

A region where war is cited as a risk to the Thai economy.

USA(สหรัฐฯ)ℹ️

A country whose trade policies are cited as a risk to the Thai economy.