Krungsri Consumer H1 2026 Results and 2025 Targets

Matichon•Economy•17d ago

Reader Briefing

Krungsri Consumer reports growth in card spending and new customer accounts for the first half of 2026 while setting ambitious targets for the full year.

•Krungsri Consumer recorded 196,700 million baht in credit card spending from January to June 2026.
•The company acquired 284,100 new customer accounts in the first half of 2026.
•Krungsri Consumer targets total credit card spending of 420,000 million baht by the end of 2026.

Overview

•Krungsri Consumer saw credit card spending reach 196,700 million baht and new loans reach 47,200 million baht during January-June 2026.
•The 90-day overdue debt ratio for Krungsri Consumer was 1.1% for credit cards and 1.9% for personal loans.
•Krungsri Consumer attributed its business strength to prudent risk management and the development of core products to meet diverse customer lifestyles.
•The highest spending categories for Krungsri Consumer members were insurance, supermarkets/convenience stores, gas stations, online platforms, and home decoration.
•The fastest-growing spending categories for Krungsri Consumer were online platforms (16%), mutual funds (14%), and beauty treatments (12%).
•Atis Rujirawat stated that Thai consumers remain cautious, focusing spending on necessities like fuel, daily goods, and insurance.
•Krungsri Consumer plans to develop payment innovations, collaborate with partners for promotions, and target the Wealth customer segment.
•Krungsri Consumer set full-year 2026 targets of 627,000 new accounts and 147,000 million baht in outstanding loans.

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Source: Matichon (Original)

Key Entities

Person

Atis Rujirawat(นายอธิศ รุจิรวัฒน์)

President of the Chief Officers of Krungsri Consumer.

Organization

Krungsri Consumer(กรุงศรี คอนซูมเมอร์)

A leader in credit card and personal loan services providing Krungsri Credit Card, Krungsri First Choice, Central The One, and Lotus credit cards.

Krungsri Credit Card(บัตรเครดิต กรุงศรี)

A credit card product under Krungsri Consumer.

Krungsri First Choice(บัตรกรุงศรีเฟิร์สช้อยส์)

A card product under Krungsri Consumer.

Central The One Credit Card(บัตรเครดิต เซ็นทรัล เดอะวัน)

A credit card product under Krungsri Consumer.

Lotus Credit Card(บัตรเครดิตโลตัส)

A credit card product under Krungsri Consumer.