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Krungsri Auto: 6% New Loan Growth, Digital Channels Surge

Krungsri Auto: 6% New Loan Growth, Digital Channels Surge

MGR Online•Economy•1d ago

Reader Briefing

Krungsri Auto reports significant 6% growth in new loans for 2025, driven by a 30% surge in digital channel adoption.

  • •Krungsri Auto achieved 6% growth in new loans in 2025, totaling 153,100 million baht.
  • •Digital loan channels accounted for 30% of new loans in 2025, a substantial increase.
  • •The overall automotive loan market saw limited growth of only 0.5% in the same period.
  • •Krungsri Auto plans to expand its quality and sustainable portfolio in 2026 following its 'SEE Beyond' strategy.

Overview

  • •In 2025, Krungsri Auto's total new loan volume reached 153,100 million baht.
  • •In 2025, Krungsri Auto's new loan volume grew by 6% compared to the previous year.
  • •In 2025, new loans via digital channels accounted for 30% of Krungsri Auto's total new loans.
  • •The overall automotive loan market grew by a limited 0.5% in 2025, valued at approximately 400,500 million baht.
  • •Krungsri Auto's growth was driven by digital transformation and innovation on the GO by Krungsri Auto application.
  • •Krungsri Auto aims to develop loan solutions that are easy, convenient, and fast for users.
  • •Krungsri Auto is expanding its 'Beyond Auto Finance' ecosystem through the GO by Krungsri Auto platform.
  • •In 2026, Krungsri Auto will follow the 'SEE Beyond' strategy to maintain its market leadership.

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Key Quotes

Chayanit Phanmanee
"Last year, the automotive loan market grew only about 0.5% with a total value of approximately 400,500 million baht amidst pressure from the economic situation, household debt levels, and incomplete purchasing power recovery."
ปีที่ผ่านมาตลาดสินเชื่อยานยนต์เติบโตในระดับจำกัดเพียงราว 0.5% คิดเป็นมูลค่ารวมประมาณ 400,500 ล้านบาท ท่ามกลางแรงกดดันจากภาวะเศรษฐกิจ ระดับหนี้ครัวเรือน และกำลังซื้อที่ยังไม่ฟื้นตัวเต็มที่

Key Entities

Organization

Krungsri Auto(กรุงศรี ออโต้)
A leading automotive loan provider and subsidiary of Bank of Ayudhya.
Bank of Ayudhya Public Company Limited(ธนาคารกรุงศรีอยุธยา จำกัด (มหาชน))ℹ️
The parent bank of Krungsri Auto.
BAY
The stock ticker symbol for Bank of Ayudhya Public Company Limited.
GO by Krungsri Auto(โก บาย กรุงศรี ออโต้)
The digital loan application and automotive ecosystem platform by Krungsri Auto.
Krungsri Used Car(กรุงศรี ยูสด์ คาร์)
A partner in Krungsri Auto's used car market, integrated into the GO by Krungsri Auto platform.
One Krungsri
The overarching strategy or slogan for Krungsri Group, emphasizing collaboration for sustainable future.

Person

Chayanit Phanmanee(ชญาน์ธิป พันธุ์มณี)
President of the Automotive Loan Business Committee at Bank of Ayudhya.

Timeline

2025
The Buddhist Era year 2025, equivalent to 2025 AD, during which Krungsri Auto reported its financial performance.
2026
The Buddhist Era year 2026, equivalent to 2026 AD, for which Krungsri Auto outlines its strategic plans.