GSB launches 2 billion baht liquidity loan for SMEs

Thansettakij•Economy•8d ago

Reader Briefing

Government Savings Bank introduces a 2 billion baht liquidity loan for SME customers with repayment terms up to 10 years.

•Government Savings Bank is offering the "Government Savings Bank Term Tang Serm Saphap Khlong" loan with a total limit of 2,000 million baht.
•The loan is available to SME business customers who have been with Government Savings Bank for at least 1 year and had a normal account status as of March 31, 2026.
•Eligible borrowers can apply at all Government Savings Bank branches until December 30, 2026.

•Economic conditions and conflicts in the Middle East have affected energy prices and business costs, causing liquidity problems for many SMEs.
•Government Savings Bank launched the "Government Savings Bank Term Tang Serm Saphap Khlong" loan following the policy of the Bank of Thailand to help debtors.
•The loan provides a total credit limit of 2,000 million baht and offers loan amounts up to 100% of the appraised value of collateral assets.
•Loan eligibility requires the borrower to have been a Government Savings Bank SME business customer for at least 1 year and have a normal account status on March 31, 2026.
•Applicants must have no payment arrears exceeding 90 days or no debt restructuring history in the past year as of the application date.
•Borrowers can use the funds for working capital, business operating expenses, asset investment, or redeeming mortgages from other financial institutions.
•The loan offers repayment terms up to 10 years, including a grace period for principal payments of up to 1 year.
•Applications are open from now until December 30, 2026, at all Government Savings Bank branches nationwide.

Full article content is available on the original source.

Songphon Chivapanyaroj(ทรงพล ชีวะปัญญาโรจน์)

Director of Government Savings Bank.

Government Savings Bank(ธนาคารออมสิน)

A bank providing the "Term Tang Serm Saphap Khlong" loan to SME customers.

Bank of Thailand(ธนาคารแห่งประเทศไทย)ℹ️

The institution whose policy to help debtors was responded to by Government Savings Bank.

Middle East(ตะวันออกกลาง)ℹ️

A region where conflicts have impacted energy prices and business costs.