[Statement]: Mahatthana Amphonphisit, Managing Director of Government Housing Bank, stated that the bank is not concerned about social media trends urging citizens to dodge debts because housing loans undergo careful payment ability assessments before approval. [Stat]: Government Housing Bank released 123,149.93 million baht in new loans during the first six months of 2026, representing 49.9% of the annual target of 246,795 million baht. [Stat]: Non-performing loans (NPL) at Government Housing Bank stand at 106,923.72 million baht, or 5.54% of total loans. [Action]: Government Housing Bank is expanding loan opportunities for freelancers with a target of over 10,000 million baht using Credit Scoring, AI Credit Assessment, and Alternative Data. [Status]: Government Housing Bank maintains a Coverage Ratio of 150.76% and a BIS Ratio of 15.47%, which is higher than the Bank of Thailand's criteria. [Action]: Government Housing Bank is supporting clean energy policies through Green Loans and ESG products, including Solar Roof loans with interest rates starting at 0.99% for new customers. [Context]: The extension of the transfer and mortgage fee reduction measure for another year is expected to stimulate home buying decisions and support the real estate sector.