GH Bank supports freelancers with 10 billion baht housing loans

Matichon•Economy•22d ago

Reader Briefing

Government Housing Bank maintains its annual lending target of 246,795 million baht and focuses on expanding access for freelancers.

•Mr. Mahatthana Ampornpisit stated GH Bank is not concerned about social media trends encouraging people to avoid paying debts.
•GH Bank released 123,149.93 million baht in new loans during the first half of 2026.
•GH Bank targets over 10,000 million baht in new loans for freelancers using Credit Scoring and AI assessments.
•GH Bank's non-performing loans (NPL) stood at 106,923.72 million baht, or 5.54% of total loans.

•Mr. Mahatthana Ampornpisit stated GH Bank is not worried about the trend of people intentionally not paying debts because GH Bank considers comprehensive payment ability before approving housing loans.
•GH Bank provides assistance to customers facing economic hardship through debt restructuring, debt compromise, loan extension, and installment adjustments.
•During January-June 2026, GH Bank issued 123,149.93 million baht in new loans, representing 49.90% of the total annual target of 246,795 million baht.
•GH Bank's NPLs are at 106,923.72 million baht (5.54% of total loans), with a Coverage Ratio of 150.76% and a BIS Ratio of 15.47%.
•GH Bank targets new loans of more than 10,000 million baht for freelancers using Credit Scoring, AI Credit Assessment, and Alternative Data.
•Homes priced under 3 million baht constitute over 80% of GH Bank's new loans, with an average loan amount of 1.07 million baht per person in 2026.
•The government's extension of the transfer and mortgage fee reduction for another year is expected to continue supporting the real estate sector.
•GH Bank offers Green Loans and ESG products, including Solar Roof loans with fixed interest rates of 1% for 3 years for existing customers and starting at 0.99% for new customers.

Full article content is available on the original source.

Mahatthana Ampornpisit(มหัทธนะ อัมพรพิสิฏฐ์)

Managing Director of the Government Housing Bank.

Government Housing Bank(ธนาคารอาคารสงเคราะห์)ℹ️

A financial institution providing housing loans and sustainable energy loans.

Bank of Thailand(ธนาคารแห่งประเทศไทย)ℹ️

The regulatory body that sets the BIS Ratio criteria.

Emergency Decree 200,000 Million Baht(พ.ร.ก. 200,000 ล้านบาท)

A legal framework providing a credit limit for government policies.