GH Bank launches 3 entrepreneur loans for 2569, interest from 3%

Prachachat•Economy•249d ago

Reader Briefing

Government Housing Bank introduces three new loan schemes for entrepreneurs in 2026 designed to boost the real estate sector and promote low-carbon construction, with competitive interest rates starting as low as 3%.

•Government Housing Bank (GH Bank) has launched three new loan programs for entrepreneurs in 2026.
•These loans aim to support the real estate sector and the development of low-carbon buildings.
•Interest rates for these loans start as low as 3%, with various tiers and promotional periods.
•The initiatives are intended to increase housing accessibility for Thais and stimulate economic growth through real estate investment.

Overview

•Government Housing Bank (GH Bank) announced the launch of 3 entrepreneur loan packages for the year 2569 BE (2026 AD).
•These loans are intended to support the real estate sector and low-carbon buildings, aligning with government policy to drive the national economy.
•GH Bank's Managing Director, Mahatthana Amornpissit, revealed the details of the new loan products.
•Loan interest rates for entrepreneurs begin at 3%, with specific introductory rates for the first few years of each loan.
•Three specific loan categories are being offered: Project Development (Pre Finance), Flat/Rental Housing Loans (up to 5 million THB), and Used Home Business Promotion.
•Loan terms vary, with some offering initial fixed rates and subsequent rates tied to MLR or MRR, and loan durations up to 5 years for project development and up to 30 years for rental housing.
•Fees such as loan application fees and appraisal fees are being waived for certain loan types and during promotional periods to reduce costs for entrepreneurs.
•These initiatives aim to increase opportunities for Thais to access housing and stimulate investment and job creation within the real estate and construction industries.

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Key Quotes

Mahatthana Amornpissit

"GH Bank moves forward according to government policy to support the real estate sector, which is a key mechanism for driving the national economy."

ธอส. เดินหน้า ตามนโยบายรัฐบาลในการสนับสนุนภาคอสังหาริมทรัพย์ ซึ่งเป็นกลไกสำคัญของการขับเคลื่อนเศรษฐกิจประเทศ

Key Entities

Organization

GH Bank(ธอส.)ℹ️

Government Housing Bank responsible for launching new entrepreneur loan packages.

Thailand Greenhouse Gas Management Organization (TGO)(องค์การบริหารจัดการก๊าซเรือนกระจกฯ (TGO))ℹ️

Organization that certifies products with Carbon Footprint labels, relevant to GH Bank's low-carbon building loans.

Person

Mahatthana Amornpissit(นายมหัทธนะ อัมพรพิสิฏฐ์)

Managing Director of the Government Housing Bank (GH Bank) who announced new loan programs.

Law

TREEs

Certification standard for low-carbon buildings eligible for GH Bank's developer loans.

LEEDℹ️

Certification standard for low-carbon buildings eligible for GH Bank's developer loans.

House/Building Number 5(บ้าน/อาคาร เบอร์ 5)

Energy efficiency standard for buildings eligible for GH Bank's developer loans.

Global Warming Reduction Label(ฉลากลดโลกร้อน)

Eco-label for building materials eligible for GH Bank's developer loans.

Carbon Footprintℹ️

Certification for products indicating their carbon emissions, eligible for GH Bank's developer loans.