BOT Hears 'Fee Cuts' On Account Maintenance, Cross-District Fees Banned June 1, 2026

Prachachat•Economy•2d ago

Reader Briefing

The Bank of Thailand is proposing a new fee structure for financial services, aiming to reduce costs for consumers and ensure fairness.

•The Bank of Thailand (BOT) is holding public hearings on new standardized fees for financial services.
•Key proposals include capping account maintenance fees at 20 baht per month and prohibiting cross-district/provincial transaction fees.
•The new regulations are intended to take effect from June 1, 2026.

•The Bank of Thailand (BOT) opened public hearings on April 10, 2026, to gather feedback on proposed fee standards.
•The proposed regulations are set to become effective on June 1, 2026, in order to standardize financial service charges.
•The Bank of Thailand stated its objective is to ensure financial service users receive fair treatment and access to affordable, transparent services.
•Current financial product fees are not aligned with actual costs, with some remaining high despite technological advancements reducing expenses.
•The BOT is introducing new guidelines to standardize basic service charges, aiming to reduce disparities in fees and lower public expenditure.
•Proposed account maintenance fees are capped at 20 baht per month for all account types.
•Fees for requesting account statements (paper) will not exceed 100 baht for up to 12 months of history and 200 baht per account for over 12 months.
•A key proposal prohibits charging fees for transactions across districts or provinces, covering ATM/CDM deposits/withdrawals, branch transactions, Bahtnet transfers, and check deposits.

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Bank of Thailand(ธปท.)ℹ️

The central bank of Thailand, initiating proposed fee reductions for financial services.

Bank of Thailand(ธนาคารแห่งประเทศไทย)ℹ️

The central bank of Thailand, initiating proposed fee reductions for financial services.