Bank Loans Recover in Q2 2026 Driven by Large Businesses

Khaosod•Economy•17d ago

Reader Briefing

Thai commercial bank loans grew by 1.93% in the second quarter of 2026, reaching 13.95 trillion baht.

•Kasikorn Research Center reported that loans from 17 Thai commercial banks totaled 13.95 trillion baht by the end of June 2026.
•Loan growth in Q2 2026 was 1.93% YoY, reversing a 0.26% YoY contraction in Q1 2026.
•Growth was primarily driven by government loans and large corporate loans.
•Deposits at the end of Q2 2026 reached 16.64 trillion baht, expanding 3.11% YoY.

•Net loans and accrued interest for 17 Thai commercial banks stood at 13.95 trillion baht at the end of Q2 2026, a 1.93% YoY increase.
•Growth in bank loans was supported by increases in government and large corporate loans, partly due to liquidity needs amid uncertainty in the Middle East.
•SME and retail loans continue to experience a slow recovery.
•Deposits at the end of Q2 2026 were 16.64 trillion baht, growing 3.11% YoY, led by savings and current accounts.
•Fixed deposits declined following a downward trend in interest rates.
•Kasikorn Research Center evaluates that loans in 2026 will return to slight positive growth.
•Kasikorn Research Center notes that financial institutions must manage asset quality due to challenges such as prolonged geopolitical conflicts.
•Financial institutions are reducing the proportion of high-cost deposits to manage funding costs while overall liquidity remains high.

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Kasikorn Research Center(ศูนย์วิจัยกสิกรไทย)

An organization that summarized loan and deposit data of 17 Thai commercial banks and provided economic assessments.

Middle East(ตะวันออกกลาง)ℹ️

A region where uncertain situations contributed to the need for liquidity in large corporate loans.