Bank Credit Card Cash Advances Surge 100% in June 2026

Thansettakij•Economy•6d ago

Reader Briefing

Bank of Thailand statistics for June 2026 show a significant increase in credit card cash advances, particularly within commercial banks.

•Credit card cash advances rose by 39.04% year-on-year in June 2026.
•Commercial bank cash advances surged by 100%, while non-banks saw only a 0.13% increase.
•Outstanding credit grew by 5.97%, outpacing the 1.53% growth in the number of card accounts.
•Total credit card spending in June 2026 reached 227,402.01 million baht, growing by 5.24%.

•The Bank of Thailand reported that in June 2026, the number of credit card accounts increased by 1.53% to 26.63 million accounts.
•Outstanding credit in June 2026 grew by 5.97%, rising from 457,559.61 million baht to 484,860.31 million baht.
•Cash advances increased by 39.04%, rising from 16,714.74 million baht to 23,240.81 million baht.
•Cash advances from commercial banks surged 100% to 13,025.66 million baht, while non-bank advances rose 0.13% to 10,215.15 million baht.
•The growth of debt burdens is occurring significantly faster than the increase in the cardholder base.
•High cash advance rates may reflect consumers' need for short-term liquidity as household purchasing power and income have not fully recovered.
•Total spending in June 2026 grew 5.24%, with overseas spending growing at 6.93% compared to domestic spending growth of 1.99%.
•Overdue payments of 3 months or more increased by 1.38% to 10,414.91 million baht, which is lower than the 5.97% growth rate of outstanding credit.

Full article content is available on the original source.

Bank of Thailand(ธปท.)ℹ️

The entity providing statistics on credit card accounts, outstanding credit, and spending for June 2026.