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Bangkok Bank Delays 2,000 Baht Minimum Balance Indefinitely

Bangkok Bank Delays 2,000 Baht Minimum Balance Indefinitely

MGR Online•General•37d ago

Reader Briefing

Bangkok Bank has indefinitely postponed its plan to impose a 2,000 Baht minimum balance on digital savings accounts following customer concerns.

  • •Bangkok Bank has announced an indefinite postponement of its 2,000 Baht minimum balance requirement for e-Savings and Bualuang Extra Digital accounts.
  • •The decision was made after evaluating customer concerns that the measure might cause inconvenience.
  • •The original plan was set to take effect from April 9, 2026, aimed at preventing the use of digital accounts as 'mule accounts' for illegal transactions.

Overview

  • •The announcement of postponing the 2,000 Baht minimum balance was made on March 10.
  • •The original minimum balance requirement was scheduled to take effect from April 9, 2026.
  • •Bangkok Bank announced an indefinite postponement of the 2,000 Baht minimum balance condition for digital accounts.
  • •The postponement is due to customer concerns that the measure might create inconvenience in account usage.
  • •The initial objective of the minimum balance was to prevent digital accounts from being used as 'mule accounts' for illegal transactions.
  • •Customers will not face a 2,000 Baht minimum balance requirement for e-Savings and Bualuang Extra Digital accounts for the time being.
  • •Bangkok Bank apologized for any inconvenience that may have been caused to customers.
  • •Bangkok Bank will carefully consider all measures to ensure suitability for future customer usage.

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Key Quotes

Chaiyarith Anuchitworawong
"The bank sees that the measure may cause inconvenience in account usage for service users, thus deciding to postpone the change in the minimum balance condition indefinitely."
ธนาคารเห็นว่ามาตรการดังกล่าวอาจสร้างความไม่สะดวกในการใช้งานบัญชีของผู้ใช้บริการ จึงตัดสินใจเลื่อนการปรับเปลี่ยนเงื่อนไขยอดเงินคงเหลือขั้นต่ำออกไปอย่างไม่มีกำหนด

Key Entities

Organization

Bangkok Bank(ธนาคารกรุงเทพ)ℹ️
A major Thai bank that announced the postponement of a minimum balance policy.

Policy

e-Savings Digital Account(บัญชีดิจิทัล e-Savings)
A type of digital savings account affected by the postponed minimum balance policy.
Bualuang Extra Digital(บัวหลวงเอ็กซ์ตร้าดิจิทัล)
A type of digital savings account affected by the postponed minimum balance policy.

Person

Chaiyarith Anuchitworawong(ไชยฤทธิ์ อนุชิตวรวงศ์)
Executive Vice President of Bangkok Bank who commented on the postponement of the minimum balance policy.