BAAC Revolving Loans Hit 400 Billion, Liquidity Ready for State Policy

Thansettakij•Economy•5d ago

Reader Briefing

BAAC reported circulating loan approvals of 300-400 billion baht for the first five months of the 2026 fiscal year.

•BAAC approved 300-400 billion baht in revolving loans from April to August 2026.
•BAAC offers emergency and recovery loans to flood-affected farmers in Nan Province.
•A special committee has been appointed to investigate 8 complaints from the BAAC State Enterprise Labor Union.
•The Line BAAC Family platform now integrates a chatbot linked to the Cyber Police for fraud detection.

Overview

•BAAC approved and paid revolving loans of over 300-400 billion baht during the first 5 months of fiscal year 2026 (April-August 2026).
•BAAC has current outstanding loans of approximately 1.67 trillion baht, with an expected increase to 1.71 trillion baht by the end of the fiscal year.
•New loan disbursements usually increase from September onwards as it is the start of the primary planting season for rice and corn.
•The 1,000 baht per rai project for in-season rice farmers has partially passed the OPK committee and is awaiting Cabinet approval.
•BAAC launched a 0% interest emergency loan up to 50,000 baht and a recovery loan up to 500,000 baht for flood-affected farmers in Nan Province.
•BAAC partnered with the Cyber Police for the second year to implement a chatbot on the Line BAAC Family platform to check suspicious bank accounts.
•Between 40,000-50,000 users used the BAAC mobile banking security check system in the first year, totaling over 250,000 transactions.
•A special board committee appointed by Ekkanit Nitithandpraphas must complete the investigation into the BAAC State Enterprise Labor Union's complaints within 30 days.

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Source: Thansettakij (Original)

Key Quotes

Paisal Hongthong

"BAAC is ready in terms of liquidity to support government policy measures, but for every project, the BAAC Board must analyze liquidity adequacy again on the date the Cabinet approves the resolution."

ธ.ก.ส. มีความพร้อมด้านสภาพคล่องในการรองรับมาตรการนโยบายรัฐ แต่ในการดำเนินงานทุกโครงการ คณะกรรมการธนาคาร (บอร์ด ธ.ก.ส.) จะต้องทำการวิเคราะห์ความเพียงพอของสภาพคล่อง ณ วันที่ ครม. มีมติอนุมัติอีกครั้ง

Key Entities

Organization

Bank for Agriculture and Agricultural Cooperatives(ธนาคารเพื่อการเกษตรและสหกรณ์การเกษตร)

A bank that provides loans to farmers and supports government agricultural policies, also known as BAAC.

OPK Committee(คณะกรรมการ อปข.)

A committee that has partially approved the project to support in-season rice farmers.

Cabinet(คณะรัฐมนตรี)

The government body responsible for approving the budget and resolutions for farmer support projects.

Cyber Police(กองบัญชาการตำรวจสืบสวนสอบสวนอาชญากรรมทางเทคโนโลยี)

The police agency providing the verification database for the Line BAAC Family chatbot.

BAAC State Enterprise Labor Union(สหภาพแรงงานรัฐวิสาหกิจ ธ.ก.ส.)

The organization that submitted 8 complaints regarding management and operational constraints.

Person

Paisal Hongthong(ไพศาล หงษ์ทอง)

Deputy Manager of the Bank for Agriculture and Agricultural Cooperatives.

Ekkanit Nitithandpraphash(เอกนิติ นิติทัณฑ์ประภาศ)

Deputy Prime Minister, Minister of Finance, and Chairman of the BAAC Board.

Law

Financial and Fiscal Discipline Law(กฎหมายวินัยการเงินการคลัง)

The law whose Section 28 dictates the framework for budget usage.

Place

Nan Province(จังหวัดน่าน)ℹ️

The location where farmers experienced flooding and received emergency loans from BAAC.